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Buyer's Guide

HOME LOANS ELIGIBILITY


Documents required with loan application form: (Self-Employed cases)
Common DocumentsPartnership
  1. Updated Bank Pass Book / Statement of accounts for last 6 months (Xerox)
  2. Ration Card (Xerox)
  3. Business Profile: A note on business mentioning nature of business mentioning nature of business, list of clients, suppliers, staff strength, geographical spread, etc.
  1. Copy of Partnership Deed
  2. 3 yrs P & L a/c, B/S, Computation of income certified by CA.
  3. Individual Computation of Income and tax returns for last 3 yrs.
Proprietor / ProfessionalPvt. Ltd. Company
  1. 3 yrs P & L a/c, B/S, Computation of income certified by CA
  2. Income Tax return file statement for 3 yrs.
  1. Remuneration certificate
  2. Board resolution for fixing remuneration.
  3. Company's annual report
  4. Individual IT returns for last 3 yrs.


Documents required with loan application form: (Employed cases)
  • Latest Salary Certificate / Slip in original
  • Form no.16 A (TDS Form) from Employer (Xerox)
  • Certificate from Employer for any other allowances which is not reflected in salary slip (in original)
  • Updated Bank Pass Book / Statement of accounts for last 6 months (Xerox)
  • Voter I.D. card or Company's I.D. or Passport (Xerox) or Ration Card (Xerox)
  • Passport size Photograph of applicant & co-applicant.